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Products and Services



  • AUTO DEDUCTIBLE REIMBURSEMENT - UP TO $500/LOSS

    Pays up to $500 per loss when claim is filed and paid with primary insurance carrier. In the event, You, the member, suffers a loss on any motor vehicle insured under Your Master Automobile Policy, this coverage will reimburse You for an amount equal to the deductible limit shown on Your current Automobile Insurance Policy, or $500.00 whichever is less. Coverage is effective upon date of enrollment and will continue for the term of coverage. One (1), two (2), and three (3) year coverage available.

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  • IDENTITY THEFT RESTORATIONS

    An ID Recovery Advocate to help to recover your good name and rightful credit history. An ID Recovery Package that includes activation forms and instructions for immediate action. A Personal Recovery Plan including:

    • Assistance in placing fraud alerts at the three major credit bureaus.

    • Assistance in review of your credit report to identify fraudulent activity.

    • Assistance in completing an Identity Theft Affidavit and Declaration of Fraud to establish your rights as a victim.


    An assigned Advocate who is trained in identity recovery procedures who will:

    • Work directly with law enforcement, the Social Security Administration, US Postal Service, Department of Motor Vehicles, etc. as applicable, to address any misuse of your personal information.

    • Research and document all fraudulent transactions, false accounts, or contracts signed with creditors, banks, utility companies, leasing agents, medical facilities, etc.

    • Manage your recovery until it can be confirmed that your pre-identity theft status has been restored, no matter how long it takes.

    • Document all incidents and their resolution in writing in a case file.

    • Provide post-recovery follow-up 12 full months to address any additional fraudulent activity that may surface later.

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  • INEQUITY PROTECTION PLAN - TRADE IN RELIEF

    Security for your trade in an unsecure market. Trade-In Relief pays up to $5000 should you owe more than what your vehicle is worth when you trade in your car.

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  • INVOLUNTARY UNEMPLOYMENT INSURANCE

    In these uncertain times, provide your customer with protection of making their payments with Involuntary Unemployment Insurance in the event they become unemployed. Program benefits can be customized to meet your needs for the number of payments, amount of payments and term of coverage.

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  • AUTO REPAIR REIMBURSEMENT

    Customer is eligible to receive a twenty percent (20%) reimbursement of the payment made to repair an automobile owned by the customer or a family member residing in the customer's primary residence. Reimbursements are limited to twenty percent (20%) of the repair payment of five hundred dollars ($500). The maximum amount the Customer can receive during a twelve (12) month membership period is one thousand dollars ($1000).

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  • RAPIDFIRE AUTO - MOBILE TEXT PROGRAM

    How can you Take the benefits of mobile marketing and leverage them for your dealership? We have the solution. RapidFire Autotm is a simple, turnkey system that requires no software or hardware installation, and the power is in its simplicity! No more countless outbound calls. No more "phone tag." This system streamlines the process and gives your customers what they need (information!), when they need it (instantly!) with little effort on the part of your service staff. RapidFire provides for two way text communication with your customer. It is truly a win-win.

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  • TRAVEL BENEFITS

    Trip Cancellation - Reimburses member for forfeited non-refundable unused payments and deposits, not to exceed $500, if member's trip is cancelled for various reasons.

    Trip Interruption - This benefit will reimburse member up to $500 per year ($500 max per trip) for expenses incurred due to trips that have been delayed of interrupted for more than twelve (12) hours.

    Baggage Delay - If member's checked luggage is delayed by any common carrier for 12 hours or more, expenses incurred will be reimbursed up to $250 per occurrence, per member year.

    Emergency Travel - Reimburse for the following expenses incurred while the vehicle is being repaired as a result of a vehicle disablement (a) food and lodging expense (the actual charge for overnight hotel stay and meal costs incurred by the member) (b) rental vehicle expense (the actual cost charged by the rental agency for the rental of a private-passenger vehicle) up to $500 per claim.

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  • HOME BENEFITS

    • Emergency Cash

      Coverage: Reimbursement will be for shelter, food, toiletries, transportation, and clothing, if the member's home is rendered uninhabitable (a condition that renders the member's home unsafe or unfit to live in, as determined by a licensed inspector) up to $500 per claim.

    • Emergency Lodging

      Coverage: Reimbursement will be for lodging expenses (hotel or motel) if the member's home is rendered uninhabitable (a condition that renders the member's home unsafe of unfit to live in, as determined by a licensed inspector) up to $500 per claim.

    • Glass Breakage

      Coverage: Reimbursement to replace a broken window at the member's home up to $500 per claim.

    • Home Deductible Reimbursement

      Coverage: Reimbursement will be equal to the covered home deductible on the home policy, up to $500 per loss.

    • Lockout Reimbursement

      Coverage: Reimbursement for a licensed locksmith to allow reentry into the member's home up to $200 per claim.

    • Rent and Mortgage Reimbursement

      Coverage: Reimbursement will be for rent or mortgage payment if the member's home is rendered uninhabitable (a condition that renders the member's home unsafe of unfit to live in, as determined by a licensed inspector) up to $500 per claim.

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  • NON-INSURANCE PRODUCTS

    • Extended Warranty

      Coverage:

      Double the Manufacturer Warranty: Coverage that doubles the term of the customer's product manufacturer's warranty up to a maximum of one year and pays for required repairs or replacement of the Eligible Product.

      36 Month Date of Purchase: Coverage that extends the term of the Customer's Product Manufacturer's Warranty up to 36 months from the date of purchase and pays for required repairs or replacement of the Purchased Product.

    • Hotel Overbooking

      Coverage: Reimbursement for room if reservation is made and hotel/motel is unable to provide reasonable, alternative room accommodations when you get there up to $1,000 per claim.

    • Price Protection

      Coverage: Provides reimbursement for the difference in price if an item purchased is advertised for a lower price within a number of days from the original purchase date up to $500 per claim.

    • Satisfaction Guarantee

      Coverage: Reimbursement to the customer, for undamaged items if the customer becomes dissatisfied with the item within a number of days of the original purchase date, and the store will not take the item back up to $500 per claim.

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